Thursday, March 12, 2020

Spanish Phrases That Refer to Foods

Spanish Phrases That Refer to Foods Just because a Spanish phrase includes a word for a type of food doesnt mean it has anything to do with food - just as the phrase eye candy isnt meant to satisfy a sweet tooth. Below are more than a dozen examples of such phrases and idioms. Note that many of the translations arent literal but are colloquial, as are most of the Spanish phrases. Chocolate (Chocolate) In English, you may give a foe a taste of her own medicine, but in Spanish you can give her soup made from her own chocolate, sopa de su propio chocolate. There is also a Spanish equivalent of the medicine metaphor, una cuchara de su propia medicina, a spoon of her own medicine. Los Mets le dieron a los Cachorros sopa de su propio chocolate al barrerles la serie de cuatro juegos. (The Mets gave the Cachorros a taste of their own medicine by sweeping the series in four games.) Harina (Flour) Ser harina de otro  costal, to be the wheat from a different bag, means to be something unrelated to what is being discussed. La carrera de Cameron hoy est en riesgo, pero eso es harina de otro costal. (Camerons career is at risk today, but thats another matter entirely.) Jugo (Juice) To remove the juice from someone, sacar el jugo a alguien, or remove the juice from something, sacar el jugo a algo, is to get the greatest benefit from a person, thing, or activity. El entrenador le saca el jugo a los jugadores. (The coach gets the most out of his players.) Lechuga (Lettuce) Someone who is fresco como una lechuga (fresh as a head of lettuce) is someone who is healthy, alert and in control of him- or herself. Possible similar phrases in English include cool as a cucumber and fresh as a daisy. Estaba fresca como una lechuga, sonriente y dispuesta a hablar con quien se le acercara. (She was all ready to go, smiling and inclined to speak with anyone who approached her.) Manzana (Apple) A bone of contention, something that becomes the focus of a dispute, is a manzana de (la) discordia, an apple of discord. The phrase comes from the Golden Apple of Discord in Greek mythology. Siria es la manzana de la discordia en las negociaciones de paz. (Syria is the sticking point in the peace negotiations.) Pan (Bread) We think of someone in prison as living on bread and water, a pan y agua. In Spanish, the phrase often refers to a strict diet, and sometimes to other types of hardships or deprivations. Si llevas un tiempo a pan y agua, intenta no pensar en ello y busca tu placer de otro modo. (If you spend some time deprived, try not to think about it and seek your pleasure in some other way.) Que con su pan se lo coma (roughly, let him eat it with his bread) is one way of expressing indifference to someones plight. I dont care, is a possible translation, although context can suggest many others. Hay muchos hoteles que no se permite la entrada con nià ±os. Quien elige un hotel para familias, que con su pan se lo coma. (There are many hotels that dont allow children. I dont have any sympathy for someone who picks a family-oriented hotel.) Ser pan comido (to be eaten bread) is to be extremely easy. Similar food phrases in English are to be a piece of cake or to be as easy as pie. Con nuestro software, recuperar un servidor de correo electà ³nico es pan comido. (With our software, restoring an email server is a piece of cake.) Someone born with a silver spoon in her mouth can be said to nacer con un pan bajo el brazo, born with a loaf of bread under her arm. El presidente no entiende  la gente. Fue nacido con un pan bajo el brazo. (The president doesnt understand the people. He was born born with a silver spoon in his mouth.) Pera (Pear) A candied pear, pera en dulce, is a thing or person that is widely seen as desirable. Mis padres terminaron de convertir su casa antigua en una pera en dulce. (My parents finished converting their old house into a gem.) If something is old, it is del aà ±o de la pera, from the year of the pear. No son compatibles con esta tà ©cnologà ­a, que es del aà ±o de la pera. (They arent compatible with this technology, which is as old as the hills.) Taco (Taco) Taco de ojo, meaning eye taco, is used primarily in Mexico and has a meaning similar to eye candy, especially when it refers to someone with sex appeal. As in the following sentence, it is often combined with the verb echar, which by itself usually means throw. Estas pelà ­culas de Netflix estn buenà ­simas para echarte un taco de ojo con los actores que salen. (These Netflix movies are excellent for tossing you eye candy with the actors who perform.) Trigo (Wheat) No ser trigo limpio, to not be clean wheat, is said of a person who is dishonest, creepy, shady, unreliable, or otherwise suspicious. The same phrase is used less frequently for things that seem suspicious or fishy. Recibà ­ un SMS de mi hermano: Cuidado con esa chica, no es trigo limpio. (I received a text message from my brother: Be careful with that girl. Shes bad news.) Uva (Grape) To have a bad grape, tener mala uva, is to be in a bad mood. The same can be said of someone with bad intentions. Tener mala leche (to have bad milk) can be used in the same way. La que tenà ­a mala uva era Patricia. (The one in a bad mood was Patricia.)

Tuesday, February 25, 2020

Islamic finance Essay Example | Topics and Well Written Essays - 2000 words

Islamic finance - Essay Example It may be defined as a finance system that conforms to Islamic law, also known as Sharia, although the definition does not imply that is it limited to Muslims or Islamic countries (Rammal & Zurbruegg 86) Islamic finance is guided by ethical concepts prescribed by Sharia in relation to money and capital and the association between profit and risk as well as the social obligations of financial institutions. It has grown into a global and cosmopolitan financial system, committed to a text that may be accessed by all people. Being open to innovation, the system has been able to effectively compete with the conventional financial system by offering a wide range of financial products suiting numerous customer needs. Serving as an alternative to the conventional financial system, Islamic finance has been forging a more functional link between activities of real economy that generate value and the financial activities which facilitate it. This paper will discuss ways in which Islamic finance can be considered as an alternative to conventional finance and why it is a viable alternative. Governance and Regulation Although it is governed by the same fundamental monetary policies as conventional banking, the key and most significant distinguishing factor is the requirement of a strict adherence to a code of ethics (Zepeda 52). At the microeconomic level, Islamic finance is regulated by Sharia supervisory boards, or Sharia scholars at the least, who are responsible for approving and reviewing financial products and practices for compliance with Sharia guidelines. At microeconomic levels, the key regulatory authorities and institutions are located in Malaysia and Bahrain as the largest segments of the Islamic finance’s market are predominantly found in those jurisdictions. Among the leading organizations that set standards of the system are the Accounting and Auditing Organisation for Islamic Finance (AAOIFI), Malaysia Accounting Standards Board (MASB) and Islamic Fin ancial Standards Board (IFSB). AAOIFI is based in Bahrain while MASB and IFSB are in Malaysia (Zepeda 53). Islamic Finance as an Alternative to Conventional Finance The conventional finance system has been described as being innately unstable mainly due to being based on interest and debt as well as using the credit multiplier to leverage itself while creating debt excessively. It is characteristic of government rules and regulations, insurance schemes and treatment of tax to promote contracts that are based on debt in conventional finance rather than those involving sharing of the risks (Zepeda 48). As such, a finance system founded on debt encourages the transfer of risk while the gains of sharing risks are underused. Islamic finance offers an alternative to conventional finance to those seeking to integrate values and ethics into financial services as a positive development that also promotes social justice. The alternative can best be viewed from the two perspectives through whi ch the system has evolved. First, the system has eliminated interest-based finance, also known as riba, as per the guidelines of Sharia. It is also from this principle that the nature of capital is held exclusively as a medium of exchange since it has no attached intrinsic value. Second, it has developed a comprehensive range of low-risk financial products that aim at giving depositors, shareholders and regulators the same level of confidence. Although most of the products are debt-based and resemble the instruments used in conventional finance, they bear a distinguishing feature in the way they promote entrepreneurship; do not support speculative behavior; preserve property rights; advocate for sharing both returns and risks; and keep contractual obligations transparent (Mahlknecht 71). In this manner, the system has not

Sunday, February 9, 2020

U.S. Federal Reserve System Research Paper Example | Topics and Well Written Essays - 500 words

U.S. Federal Reserve System - Research Paper Example Moreover, the system is operating in United States to provide exchange benefits among different regions, to control the money supply and demand fluctuations, to control arising systematic risks in financial market, to fulfill liquidity needs and to manage and supervise banking institutions (News Events, 2009). However, its primary aim is to strengthen country’s economy by taking various active measures. The perfect monitory policies, measures taken to achieve national economic goals will lead to successful economic growth. Moreover, it requires different tools such as discount rate and open market operations in order to influence reserves of private financial institutes. It works as a government’s body and it is associated with several functions. First, it serves as a bank for bank, it involves in various transaction of banks. Whereas, financial institutions borrows money in case of shortage of money. Secondly, it works as a regulatory in buying and selling of securities in an open market and as a government’s bank, it issues U.S currency. Thirdly, as a regulatory agency, it monitors that the rights of consumers are protected, and ensures that things run smoothly in banks. However, the current economic policy is focusing on unemployment and does not include plans to r aise interest rates (Plossers, pp. 1-3). Moreover, the current monetary policy is not working well the decline of dollar is problematic for businesses. Due to the fact, investments are drastically decline whereas; foreign investments are speaking out and divesting (Philadelphia, pp. 2). According to personal opinion, I agree, because Federal Reserve System has extended its lending programs and open market operations by enlarging reserve securities, agency debts, mortgages, and by increasing maturity transformation on balance sheet. Therefore, monitory policies affect economic activities badly. Federal Reserve System focuses on unemployment which is also a major factor but high interest

Thursday, January 30, 2020

Discuss Some of the Challenges Facing International Students in Higher Education Essay Example for Free

Discuss Some of the Challenges Facing International Students in Higher Education Essay As a growing number of international students who attempt to obtain a further education diploma or expand their horizons, has been increasing, it is often the case that they would face various challenges while studying abroad. The main barrier that they have to overcome is â€Å"academic learning that consists of strangeness, difference and integration (Teekens, 2006:17, cited in Hyland, 2008). According to Hyland et al (2008:29), to improve the quality of higher education not only the individual needs to endeavor, but also the departmental and institutional effort would be indispensable. This essay will illustrate that the main factors of overseas students who study for least one year result in academic learning challenges, are adapting to a new educational system’s assessments and English speaking only environments, then will provide possible solutions, for example, giving sufficient guidance from enrolled universities, revolutionising language certified test in reducing these difficulties. The first main factor that directly causes learning challenges is that overseas students would probably face different methods of assessment. Most postgraduate students wish their overseas journeys were the same as ‘back home’ (Pointon, 2009, cited in The Higher Education Academy, 2012). However,for those students who graduated in other educational systems, team projects, presentations would become the barriers they have to confront. Firstly team-based learning appears to be more strange and complicated to these students because it not only depends upon academic competence,but also has to be relevant to their abilities of communication and coordination. Group work can be even more stressful because a silent student is effectively excluded, whether voluntarily or not. It is also something that many international students have not really encountered before (Sovic,2008). Subsequently, quite a number of overseas students seem to be unfamiliar with presentations as well. According to (Sovic,2008:153), except for necessity of group work sometimes, to express their opinions via presentations international students who may be new have to be confidently confronted with classmates who would hold other cultural perspectives. These unacquainted assessment criterions would widely and considerably affect international students, especially at the beginning of their academic journey. For example, presentations would be often assigned in the first term, if the results seem to be quite low, they not only directly impact those students’ overall score, but also affect their emotions to some degree even might reduce their confidence and motivation with regards to continuing their studies abroad. The second major factor which would be around all overseas students,is the atmosphere of foreign language only. Sovic(2008:150)has demonstrated that for those students who are non-native speakers, even if they have obtained fairly high IELTS(The International English Language Test System)test grades, language is still singled out as the biggest obstacle for them to study abroad. The main reason, which causes that they passed the tests but could not adapt to the new language environment quickly, is that IELTS seems to be irrelevant to the demands within the universities. To begin with, when overseas students arriving the destinations, the first difficulty they have to face is local accent. Research (Sovic, 2008:151) reported that international students who are even native-speakers can still have significant problems with fast and heavy accents in lectures and tutorials. Another point which bothers almost overseas students especially at the beginning of study abroad is acquiring academic language, including discipline-specific vocabulary and academic expression. It is often overlooked, since students who obtained the required language scores always mistakenly believe that it is sufficient to complete their studies (Arkoudis, 2008). These unexpected barriers would be troubled for all overseas students to varying degree. It is notable that international students must spend quite a large amount of time and energy on solving language issues. In other word, they have to cut down the time from learning main curriculums, which would considerably affect them to absorb curriculum knowledge and make them feeling more stress. One feasible solution to help overseas students to face academic challenges is that enrolled universities need to make more efforts before international students’ academic journeys. Despite universities always remind students who have been confirmed acceptance to prepare relevant knowledge about their courses, there are few students who could prepare adequately. Zhai(2004:101)discovered that academic issue tend to be the most difficulty for international students, and there are around 60% students whom recommended that their college should provide more academic guidance. It is suggested that academic support should be provided to international students as soon as possible, since Pedersen (1991) had demonstrated that sufficient guidance should be initiated before they arrive. According to the factors mentioned above, enrolled universities may send an amount of materials to international students via email or even material object, including introduction of new educational system, samples of presentation and team project, videos of lecture and tutorial. Moreover, for students of different disciplines, universities may provide more specific background knowledge or required reading list. Although these will increase universities’ operating costs, it would be effective to help international students overcome academic challenges. Another solution which seems to be quite challenging is revolutionising language certification test. Lee (2009:23) claims that compared to other language certified tests, IELTS is most effective and reliable examination to assess students’ not only language skill but also academic ability. However, although international students obtain the qualified language scores, it does not mean that they can successfully finish academic learning (Schmitt, 2005; Murray and O’Loughlin, 2007; Arkoudis, 2008; Sovie, 2008), even the type of writing in IELTS seems to be â€Å"public non-academic genres† (Moore and Morton, 2005, cited in Hyland et al, 2008). Feast (2002:83) reported that between language proficiency and academic performance at university there is a positive and significant, but weak relationship. Thus, in order to better serve high education, IELTS may be adjusted. Firstly, academic IELTS test could be divided into three categories that consist of Arts aspect, Science and Engineering, Social Science. Secondly, increasing more academic topics in section1 and section2 of listening test could replace a considerable number of life topics. Thirdly, the type of task2 in writing could change to mini-academic essay. These adjustments could not only make the scores more valuable to be referred by universities, but also help and guide international students to accumulate more discipline-specific and academic knowledge which lead to reduce those academic difficulties after they arrive. In conclusion, as this essay has demonstrated, the main factors which lead to academic learning challenges are atmosphere of English speaking only and different educational assessment system. Feasible solution to these challenges including revolutionising language certified test and providing adequate support from enrolled universities. It seems that revolutionizing language certified test is most significant solution to help and guide students at the source. In the future, increased awareness of academic challenges via researching and reporting as a whole could arouse relevant departments’ attention to take action on resolving these problems.

Wednesday, January 22, 2020

The Theme Of Father/son Relationships In Beowulf & The Song Of Roland :: Epic of Beowulf Essays

The Theme of Father/Son Relationships in Beowulf & The Song of Roland The representation of father-son type relationships in early Medieval literary works is a key theme early authors used to give their works more depth and meaning. Two works that use the theme of father-son relationships are Beowulf and The Song of Roland. In Beowulf, the relationship between Hrothgar and Beowulf is one in which there is no actual blood father-son tie, but the two characters take on all the characteristics of a real father son relationship. Hrothgar, although Beowulf's senior, has to rely on this new warrior who comes to Heorot to help him rid his kingdom of a great danger which he can not get rid of by himself, and Hrothgar treats him as if he were his own son. In The Song of Roland, Charles' relationship with his nephew Roland also takes on the characteristics of a father-son type relationship. In this work, although Charles is the better warrior than Roland, he relies on Roland to watch the rear guard of his army and Roland loses his life while serving his King. The significance of these inter-generational relationships will be looked at in this paper, as well as what the authors through the guise of these father-son relationships were trying to say about various different aspects of life during their time. In Beowulf, the function of the relationship between Hrothgar and Beowulf helps to further the plot in several ways. Whenever there is a reliance on family in any literary work, it gives any story more meaning and significance. When Beowulf first arrives in Hrothgars' hall, we get a sense of the old and incapable state Hrothgar is in "old and gray-haired among the guard of earls" (Beowulf, pg. 62) is how he is first described. When hearing who Beowulf's father is he states in a joyous tone "I knew him when he was a child!..Well does the son now pay this call on a proven ally!" (Beowulf, pg. 62-63) Immediately there is a fond relationship here which will develop even further. When Beowulf claims that he is in Heorot to cleanse the people of the monster named Grendel who is plaguing them, Hrothgar is very grateful and he states "So it is to fight in our defence, my friend Beowulf, and as an act of kindness that you have come to us here!" (Beowulf, pg. 65) We see here that Hrothgar is indeed grateful to have the services of so brave a warrior. When Beowulf slays Grendel, the pride that the old Hrothgar feels towards Beowulf can almost be equated to

Monday, January 13, 2020

Professor Howard Zinn’s purpose for writing “A People’s History of the United States”

1. In a nutshell, Professor Howard Zinn’s purpose for writing â€Å"A People’s History of the United States† was to offer a history of the United States (from the first settlers all the way to the mid ­1970’s at the time of publishing) that did not outright lie or â€Å"sugar coat† our country’s past. Furthermore, Zenn seeks to avoid manipulating our history as a means to calm the reader, albeit causing controversy when his book first debuted.Additionally, in the word’s of the author himself, â€Å"If history is to be creative, to anticipate a possible future without denying the past, it should, I believe, emphasize new possibilities by disclosing those hidden episodes of the past when, even if in brief flashes, people showed their ability to resist, to join together, occasionally to win. I am supposing, or perhaps only hoping, that our future may be found in the past's fugitive moments of compassion rather than in its solid centuri es of warfare.†By this, I’m confident one of his goals was to demonstrate the impact of the human spirit and how even though â€Å"A People’s History of the United States† is filled with the sad reality that conflict is always present in our society, it also shows that sometimes good triumphs over evil and that maybe history doesn’t have to repeat itself once more. 2.The thesis for pages 1 ­11 of, â€Å"A People’s History of the United States† essentially revolves around the statement, â€Å"It is enough to make us question, for that time and ours, the excuse of progress in the annihilation of races, and the telling of history from the standpoint of the conquerors and leaders of Western civilization. † This is a concise summary of pages 1 ­11, stating the claim of Zenn’s underlying argument in regards to all the information presented in the first chapter. 3. Howard Zinn held the now ­mainstream idea that traditional (school) history

Sunday, January 5, 2020

Scenario on the Sale of Goods and Unfair Contract Terms - Free Essay Example

Sample details Pages: 8 Words: 2355 Downloads: 6 Date added: 2017/06/26 Category Law Essay Type Analytical essay Topics: Contract Law Essay Did you like this example? This problem scenario is clearly referred to sale of goods act 1979 and unfair contract terms act 1977. The given three questions have been analyzed accordingly in separate three paragraphs. In the sale of goods act section 2 (1) it defines that what contract of sale of goods is as a contract whereby the seller transfers or somehow agree to transfer property in the goods to buyer for money consideration, which called as the price. Don’t waste time! Our writers will create an original "Scenario on the Sale of Goods and Unfair Contract Terms" essay for you Create order Mainly considering that point the question has been discussed. According to the question there are some aspects which can consider as the grounds on which bill may make a claim against Agro Ltd. This means consideration of Agro Ltdà ¢Ã¢â€š ¬Ã¢â€ž ¢s liability under sale of goods act 1979 to bill. According to the given problem scenario the buyer, bill green is a keen gardener and a lecturer in biology. Sale of goods act however provides protections for Bill in four main sections. Section 12 points out that the seller be required to have the right to trade the goods. Section 13 points out that the goods sold by description should keep up a correspondence to the description. In section 14 it is noted that goods must be of satisfactory quality. Section 15, goods that are sold by sample must correspond to its sample in quality. From above sections, the section 14 is further limited in its scope. Somehow it applies only where goods sold in the course of businesses. According to sectio n 14, when the seller Agro Ltd sells goods in the course of a business then present an implied term which points out that the goods supplied are of satisfactory quality. If Agro Ltd was not selling in the course of business and was only a private seller then they fall under section 13 and not within section 14. Agro Ltd sells Apple Grofertiliser to bill. Bill before deciding to buy à ¢Ã¢â€š ¬Ã‹Å"Apple Groà ¢Ã¢â€š ¬Ã¢â€ž ¢ fertilizer he looked at fertilizer on display, differing prices and read the promotional leaflets. First letà ¢Ã¢â€š ¬Ã¢â€ž ¢s consider sale by description. According to section 13(1), it describes that wherever there is an agreement for sale of goods by its description there is an implied term which the goods correspond with the description. Sale by description means that a sale where the buyer that means according to the question bill green has not seen the goods and is relying on the description. But actually did bill not see the goods? He did look at several types of fertilizer. He studied the chemical composition of each fertilizer, given in the leaflets. But ità ¢Ã¢â€š ¬Ã¢â€ž ¢s not clearly mentioned that the product of Apple Gro was there in the leaflets or not. He was given instructions and details of dosage rates after signing the sales invoice. A contract of sale does not become a à ¢Ã¢â€š ¬Ã‹Å"sale by descriptionà ¢Ã¢â€š ¬Ã¢â€ž ¢ merely because a description was attached to the goods. The description must relate substantially to the identity of the goods. To consider how far must goods correspond to their description there is a narrow approach and a broad approach. In the case Arcos Ltd v E A Ronasse and sons[1] buyers to buy a quantity of staves, which they required, as the seller knew, for making cement barrels. Contract said the staves were to be  ½ inch thick. The staves were larger than  ½ inch thick. It was held that the buyer was entitled to reject goods for breach of section 13. In determining whether go ods correspond to the description there is also a broader common sense test can be applied. In the case Ashington Piggeries Ltd v Christopher Hill[2], the buyer had contracted to buy à ¢Ã¢â€š ¬Ã‹Å"herring mealà ¢Ã¢â€š ¬Ã¢â€ž ¢ for the purpose of feeding mink. They were provided with herring meal which was contaminated with a substance that made it unsuitable for feeding mink. It was held that no breach of section 13 because the goods were described in the contract as à ¢Ã¢â€š ¬Ã‹Å"herring mealà ¢Ã¢â€š ¬Ã¢â€ž ¢ and what the seller provided was à ¢Ã¢â€š ¬Ã‹Å"herring mealà ¢Ã¢â€š ¬Ã¢â€ž ¢ although contaminated and not fit for the purpose. However what bill wanted was something cheaper. So the sales assistance recommended that bill should buy Agro Ltdà ¢Ã¢â€š ¬Ã¢â€ž ¢s à ¢Ã¢â€š ¬Ã‹Å"Apple Groà ¢Ã¢â€š ¬Ã¢â€ž ¢, which was considerably cheaper. As section 14 of sale of goods act introduced satisfactory quality and section 14 (2A) defines satisfactory as meeting the standard to an ordinary reasonable person would consider as satisfactory taking in to account, description, price, and all other relevant circumstances. When it comes to whether goods fit for their common purpose it comes under section 14(2B). In the case of Aswan Engineering Establishment Co v Lupdine[3] it was held that goods satisfied the requirement that they be of à ¢Ã¢â€š ¬Ã‹Å"merchantable qualityà ¢Ã¢â€š ¬Ã¢â€ž ¢. This explains that if a seller knows that the goods are not fit for one of its common purposes, seller must make this known to the buyer. According to section 14(3) seller, Agro Ltd in course of business sells to buyer, Bill who tells Agro Ltd the purpose for which the goods are bought. And also bill partially rely on sellers skill and judgment. Frost v Aylesbury Dairies[4] illustrated even of seller could not have discovered the defect no matter how much he tries, he is still liable. Bill did not realize that rain could wash away the fertilizer and no specific statement to this effect was contained in the instructions. The fertilizers Bill had previously used were applied to the tree roots and were not affected by rain. This Apple Grofertilizer was sprayed on leaves and fruits. Section 14 (2B) states that the qualities of the goods include their situation and condition as well as the fitness for each and every purposes for which goods of the class are commonly used whether or not the buyer is a business or consumer. However above the grounds that bill may claim against Agro Ltd. If Agro Ltd is in breach of contract then it should be considered of the validity of the terms of sale in the invoice. Invoice contains exclusion clauses. These clauses usually and especially in standard form contracts contains to exclude or restrict liability of seller. Some exclusion seeks to negate terms that favored the buyer. When considering standard form contracts most companies use these forms when entering in to contracts because it is more efficient and convenient tha n having to discuss and negotiate terms with each individual customer. In this scenario there is a standard form contract. A clause is of no effect unless if it is incorporated as a term in the contract. It must be incorporated when the contract is made[5]. The buyer will find it difficult to argue that the clause was not agreed upon if it is contained in a document signed by him. It will not help him to plead that he had not read the clauses or was unaware of its existence. As with an unsigned contractual document, the method, displayed notices of incorporation will work only if at the time of making the contract the buyer, Bill actually knew of the existence of the term or otherwise reasonable steps had been taken to bring them to his attention. When Bill told he likes to buy the Agro Ltd gave the invoice. Bill paid for the fertilizer and signed the invoice without reading it. And also If, in the past parties have often went through contracts with each other upon the same terms (i ncluding exemption terms), then that course of dealing can incorporate those terms in to a later contract between them. Hence three necessities must be fulfilled before a course of dealing can incorporate an exemption clause in to a future contract. That are firstly the transaction between the parties must have been sufficiently numerous to constitute a à ¢Ã¢â€š ¬Ã‹Å"course of dealingà ¢Ã¢â€š ¬Ã¢â€ž ¢. Secondly the established course of dealing must have been constant. Thirdly the recognized course of dealing must not have been deviated from on the occasion in question. According to the question it says that Agro Ltd has number of retail outlets. Bill visited one of these outlets to buy fertiliser. In the past, he had always used a top brand, but was hoping to find something cheaper. But in this scenario ità ¢Ã¢â€š ¬Ã¢â€ž ¢s not clear whether Bill only visited this Agro Ltd to buy something cheaper or whether Bill always went to this Agro Ltd manufacturers and this time he wanted something cheaper. Later Unfair contract terms act (UCTA) 1977 introduced to control exclusion and limiting clauses in general. The unfair contract terms act 1977 is a major landmark in the development of the law of contract. It deals with exemption clauses and it replaced and extended certain provisions previously in the supply of goods act 1973[6]. In that Act, Section 6 applies to any of the clause that claim to exempt the seller, that means Agro Ltd from any of the terms that are implied by section 12-15 of sale of goods act. The effect of section 6 depends upon whether the buyer was à ¢Ã¢â€š ¬Ã‹Å"dealing as a consumerà ¢Ã¢â€š ¬Ã¢â€ž ¢. This act is misleading in that it also applies to non-contractual relationships. However UCTA refers to business transactions and consumer transactions. Exclusions are either void or subject to the test of reasonableness. Section 3 describes when liability arising under contract It covers consumer transactions or contracts where one party deal s on the others standard business terms. When it, covers breach where the party at fault claims to be able to give a substantially different performance or no performance. Such will be subject to the test of reasonableness. According to section 5 where loss or damage arises from defective goods for consumer use owing to the negligence of the manufacturer or distributor, the liability for loss or damage cannot be excluded or restricted. According to section 6 terms as to title cannot be excluded /limited in any type of sale. Other terms in sale of goods act 79(section 13, 14, 15) cannot be excluded/limited against a consumer.if bill is considered as a consumer then this cannot be excluded. But this can be excluded/ limited against a business buyer if reasonable. Therefore according to the problem scenario, if Bill was dealing as a consumer, then the first exemption clause may become void according to UCTA 1977. And the second clause has becomes unreasonable because there is no specif ic section for that in UCTA 1977. And the third exemption clause will also be void if Bill deals as a consumer according to section 3 of UCTA 1977. ÃÆ' ¢Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒâ€ Ã¢â‚¬â„¢ If we assumed that Agro ltd is liable for breach of contract of sale, and is not protected from liability by the terms of sale in the invoice, there may be remedies available to bill. Recovery of the purchase price, damages and specific performance of the contract are some remedies that will be available to the buyer, Bill. Bill however wishes to sue Agro Ltd for all compensation possible, including the purchase price of the fertiliser, loss of profit on sale of the apple crop, loss of prize money from shows, stress, and loss of the increase in salary he would have got on promotion. Can he really do this? According to the terms that Agro Ltd provided he cannot claim this much compensation. But the goods he bought were not fit for common purpose. In instructions also it was not clearly mentioned tha t rain could wash away the fertiliser. And also according to instructions bill sprayed his apple trees in July. So why cannot he recover damages? Under section 53 breaches of warranty and 54 Bill can recover damages in to some extent. However Bill cannot reject goods. Ità ¢Ã¢â€š ¬Ã¢â€ž ¢s because he already accepted the goods. And he already used the goods. Under section 54 considerations has totally failed and Bill can recover payments already made. However if court decided not to void the first term of the contract it will not be possible. Where the buyer, Bill accepts part of the goods and rejects the rest, he can recover any part of the price paid in respect of the rejected but must pay for the non-rejected goods. But according to the given problem scenario we cannot see any partial acceptance. Section 53 (3) prima facie the difference between value of goods as they are and the value they should have been in if the warranty had not been breached. In section 53(2) the measure of damages is as for rule 1 in Hadley v Baxendale[7]. When considering this as with the case of Bence Graphics v Fassons[8], F manufactures and sold to B some vinyl film. Once B received the film he would stamp it and turn it in to labels. A condition was that the vinyl and labelling remained in good condition for five years. Vinyl was defective so the labels degraded earlier than expected, so as to become illegible. B sought to recover from F the whole of the purchase price or alternatively an insurance to cover claims from end users. Damages assessed by trial judge under section 53(3) as measure being difference in value between goods on delivery and value goodswould have been if vinyl not defective. F applied. Appeal allowed and it was held that prima facie measure for breach of warrenty of quality under section 53(3) can be displaced where it had been in contemplation of the parties at time warrenty given that goods would be resold. The measure should be assessed on basis of actua l liability to ultimate buyer and as few of the sub buyers claimed, the loss was less than that worked out under the prima facie market rule. This is limb 1 of Hadley v Baxendale rule. As the conclusion we can add that even though there are exemption clauses from the side of the seller he may be liable if the terms not satisfy certain criteria as explained above. And also the buyer even though had remedies he cannot claim everything to his wish. From the acts that were established is more fairly helps to deal with matters from buyers side as well as sellers side. [1] Arcos Ltd v E A Ronasse and sons [1933] AC 470 [2] Ashington Piggeries Ltd v Christopher Hill [1972] AC 441 [3] Aswan Engineering Establishment Co v Lupdine [1987] 1 WLR1 [4] Frost v Aylesbury Dairies [1905] 1 KB 608 [5] Paul Dobson and Rob Stokes, commercial law: (8th ed.Sweet and Maxwell 2012)at p.184 [6] Paul Dobson and Rob Stokes, (note 5 above)at p. 192 [7] Hadley v Baxendale[1854] EWHC J70 [8] Bence Graphics v Fassons (UK)[1997] 3 WLR 205